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Building Contractors – Are They Insured?

Building Contractors – Are They Insured?

Building Contractors – Are They Insured?

As part of our approved contractor supply chain we ensure all main contractors carrying out work for our clients are fully insured and their documents are up to date. Contractors can carry a number of policies, but when it comes to construction work, particularly a domestic extension, it is imperative that they carry a ‘Contractor’s All Risk Policy’.

There is a lot of misconception around contractors insurance, but Contractor’s All Risk insurance simply means that any element of work which causes damage to your existing property is covered. No insurance policy covers defective workmanship or any liability should the contractor walk off site.

It is however extremely important that a formal building contract is set up between the client and main building contractor, which covers both parties and sets out the terms and conditions for the project.

 It provides key details on the particulars of the project including;

  • When payments are to be made
  • When the works are to be started and completed
  • Any penalties for late completion
  • Retention monies and how long they will be held
  • Any limitations of sequences or hours of work
  • The contract sum
  • Other parties’ roles and responsibilities

The contract should then be overseen by a contract administrator who acts independently of the client and main contractor. Their role will involve checking for any significant defects in workmanship, ensure the correctly specified products are being used, carry out valuations (the certified amount to be paid to the contractor) on the works completed to date and ensure all retention monies and snagging is completed in accordance with the schedule of works.

Renders vs. Reality

Renders vs. Reality

Renders vs. Reality Digital architectural renderings allow clients and architects to visualise a completed project before any groundwork has even begun. While this is an extremely useful tool, these renders can be deceptive and create an unrealistic expectation of the finished product to both clients and investors. Perspectives are the most comprehensible drawings to sellContinue Reading

What Is Green Architecture?

What Is Green Architecture?

What Is The Meaning Of Green Architecture? Green Architecture is an expansive topic and the intention of this blog is to provide an introduction into the concept and not offer a full explanation of the subject. At its most basic Green Architecture is a sustainable and environmental friendly method of building design and construction. ItContinue Reading

Home Improvement: Where To Start?

Home Improvement: Where To Start?

Home Improvement: Where to start? When thinking about extending your home, commonly the biggest question is; Where do I start? Planning an extension or remodelling of your home is a sizeable commitment, below is a list of considerations that you should be thinking about at the very start of the project. What is your budget?Continue Reading

Combating Condensation

Combating Condensation

Condensation During the winter months, we start to feel the cold more and this brings our attention to the damp and condensation issues that are lurking within our homes. Condensation is perhaps the most common form of dampness that can appear in your property and can cause wallpaper to peel, damp patches to appear onContinue Reading

Improve Don’t Move

Improve Don’t Move

Over time, people’s situations often change. That perfectly suited house you originally bought may now be becoming unfit for your needs or simply just no longer suits your taste. So what can you do? Well you generally only have two options; you can up sticks, relocate and move to a new property or you canContinue Reading

Architectural Myths Dispelled

  Architectural Myths Dispelled By Guy Whitehead (MCIAT), Managing Director GW Architectural Chartered Architectural Technologist  I have found that there are always a number of misconceptions from people when it comes to architecture. Whether that because of a misunderstanding of what the role involves or whether it is simply a matter of understanding what weContinue Reading

CDM 2015 The Main Changes Explained

The Construction (Design and Management) Regulations (CDM 2015) are the main set of regulations for managing the health, safety and welfare of construction projects. CDM applies to all building and construction work and includes new build, demolition, refurbishment, extensions, conversions, repair and maintenance. Previously this didn’t include smaller domestic works but now it does. WeContinue Reading

Getting the best out of summer.

Most people start thinking about the summertime as soon as we get a sunny spring day. However what many people don’t realise is that if you are planning a new build to really get the best out of the summer, then by the time spring has arrived its already too late. If you want toContinue Reading

Maximising Light in your Kitchen

“For many households, the kitchen is the heart of the home. Why not reflect this with creative design and architecture?”  All too often, the benefits of natural light in a space are forgotten, or overlooked as not important. Natural light boosts a person’s productivity, mood and mental/visual stimulation, as well as being good for yourContinue Reading